+
Amount
Instant delivery in seconds

Send mobile top-up anywhere in the world

Recharge any phone in 150+ countries in seconds.

150+ Countries 500+ Operators Secure 256-bit SSL
Reach

Airtime, data bundles, gift cards and bill payments delivered in seconds to the people who matter.

150+countries
Start sending

$0 fee on your first transfer

New to ZOE Connect? We waive our service fee on your first top-up — you pay only the amount you send.

Safe, instant checkout

Use the control bar above to send a top-up — fast, secure checkout to 150+ countries, right from this page.

Trusted network

500+ operators. Hundreds of global brands.

How it works

Send a top-up in three simple steps.

01

Pick a country

Choose from 150+ countries and 500+ mobile operators.

02

Enter the number

Type your recipient's mobile number — we detect the operator.

03

Pay & send

Pay securely by card or wallet. Airtime arrives in seconds.

Get the ZOE Connect App

Sending love is just one tap away.

Faster checkouts, exclusive app-only deals, and full history on the go.

iOS and Android apps are in the works — the web app works on every phone today.

ZOE Connect app on a smartphone
500+
Global Operators
10M+
Happy Users
$1B+
Sent Safely
Reviews & testimonials

Loved by customers in 150+ countries.

Real reviews from real senders. Join the millions who trust ZOE Connect to stay connected with family and friends.

4.8
1,240+ reviewson ZOE Connect
ML

Marie L.

Haiti → USA

Verified customer

My family gets airtime in seconds

I send top-up to my parents in Haiti every week. ZOE Connect delivers faster than anything else I have tried, and the receipt email gives me peace of mind.

JC

Jean C.

Senegal → France

Verified customer

Simple, fast and secure

The app detected my recipient's operator automatically and the confirmation screen showed the exact dialable number before I paid. Highly recommended.

AK

Aisha K.

Nigeria → UK

Verified customer

Wallet makes repeat sends effortless

I keep a small balance in my ZOE Wallet and send airtime to my siblings in minutes. The checkout is smooth and the fees are transparent.

CM

Carlos M.

Dominican Republic → USA

Verified customer

Gift cards arrived by email instantly

Bought a digital gift card for a friend. The code was delivered in under a minute with a clean PDF receipt. Great experience overall.

PS

Priya S.

India → Canada

Verified customer

Auto-recharge saves me every month

I set up auto-recharge for my mom's phone in India and never worry about it again. It runs like clockwork and I get a notification every time.

DO

Daniel O.

Kenya → Germany

Verified customer

Reliable payouts and great support

As an affiliate, I appreciate the transparent commission reports and the fact that customers can pay with their wallet. The support team is responsive too.

Have you sent a top-up with us?

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Secure 256-bit SSL encryption

Your payments are protected

Every page and transaction runs over an encrypted connection, and card details are handled by Stripe — never stored by us.

256-bit SSL/TLS

Every page and payment is served over HTTPS with TLS 1.2+ and 256-bit encryption.

PCI DSS Level 1 payments

Card details go straight to Stripe, a PCI DSS Level 1 provider. We never see or store them.

Protected accounts

Passwords are hashed, sessions are token-based, and your data is isolated per account.

Verified delivery

Top-ups and gift cards are delivered through vetted licensed distribution partners.

Compliance & certifications

SOC 2

Audit completed

An independent SOC 2 examination of our security controls has been completed. The report is available to customers on request under NDA.

PCI DSS Level 1

Via Stripe

Card data is handled entirely by Stripe, a PCI DSS Level 1 certified service provider. ZOE Connect never stores card numbers.

ISO/IEC 27001

Working toward

We are aligning our information security management practices with the ISO/IEC 27001 framework. ZOE Connect is not ISO 27001 certified today.

Statuses are maintained by ZOE Connect. Items marked “Working toward” are in progress and are not certifications.

FAQ

Sending top-up with ZOE Connect

How fast does an international mobile top-up arrive?
Most top-ups are delivered within seconds of payment. You will see the status on your confirmation screen and receive an email receipt once the operator confirms delivery.
Which countries and operators can I send top-up to?
ZOE Connect supports 150+ countries and 500+ mobile operators, including Haiti (Digicel, Natcom), Jamaica, the Dominican Republic, Senegal, Nigeria, Mexico, India and the Philippines.
How much does it cost to send a top-up with ZOE Connect?
You pay the top-up amount plus a small, clearly displayed service fee. The exact total is shown on the confirmation step before you pay — there are no hidden charges.
Do I need an account to send a top-up?
No. You can check out as a guest with just an email address for your receipt. Creating a free account lets you track orders, reuse recipients and manage notifications.
What payment methods are accepted?
All major credit and debit cards are accepted through Stripe's PCI DSS Level 1 certified checkout. Card details are never stored on ZOE Connect servers.
Can I buy digital gift cards too?
Yes. ZOE Connect sells digital gift cards from global brands, delivered by email with a redemption code and a downloadable PDF receipt.