ZOE CONNECT
Send mobile top-up worldwide.
Stay close to the people who matter. Send airtime and data to their phone, wherever life takes them.
Send a top-up
Mobile top-ups: Checking…. Digital gift cards: Checking….Mobile Top-upsChecking…Digital Gift CardsChecking…$0 fee on your first transfer
New to ZOE Connect? We waive our service fee on your first top-up — you pay only the amount you send.
Safe, instant checkout
Review your recipient, amount and final total before you pay.
How it works
A little closer. In three steps.
Pick a country
Choose where your loved one is.
Enter their number
Add their mobile number and choose an amount.
Pay & send
Review your total, pay, and track delivery.
Digital gift cards
More ways to show you care.
A birthday, a thank-you, or just because. Send a digital gift card for everyday moments and special occasions.
Browse gift cardsAvailability and redemption terms vary by country and brand.
ZOE CONNECT MEMBERSHIP
More for the people who matter.
Explore Plus and Family for eligible fee-free transactions, extra ZOE Rewards, and priority support.
Benefits depend on your plan, eligibility and monthly limits, and are confirmed at checkout. Cancel from your account.
| Benefits | Free | Plus / Family |
|---|---|---|
| Order history & receipts | ||
| Eligible fee-free transactions | — | |
| Enhanced ZOE Rewards | — | |
| Priority support | — |
500+ operators. Hundreds of global brands.
Everything you need to stay connected across borders.
Mobile top-up,
delivered in seconds.
150+ countries, 500+ operators. Enter a number, we detect the carrier, and the airtime lands before you close the tab.
Digital gift cards
Amazon, Apple, PlayStation and hundreds more — emailed instantly with a redemption code and PDF receipt.
Bill payments · Coming soon
Not available for checkout yet.
ZOE Wallet
Closed-loop ZOE Credit from refunds and rewards.
Partner Marketplace
Ebooks and digital products from independent creators.
ZOE membership
Lower top-up fees, rewards on every order and priority support.
See the plansTop-up loved ones in over 150 countries.
Sending love is just one tap away.
Faster checkouts, exclusive app-only deals, and full history on the go.
iOS and Android apps are in the works — the web app works on every phone today.
Loved by customers in 150+ countries.
Reviews published here come from submissions approved through our review process.
Your payments are protected
Every page and transaction runs over an encrypted connection, and card details are handled by Stripe — never stored by us.
HTTPS in transit
Connections to ZOE Connect are protected in transit using HTTPS.
Payments processed by Stripe
Card details are handled directly by Stripe and are not stored by ZOE Connect.
Protected accounts
Passwords are hashed, sessions are token-based, and your data is isolated per account.
Third-party fulfillment
Eligible digital products are fulfilled through Reloadly and applicable operators or brands.
Compliance & certifications
Stripe payment processing
ProviderCard details are handled directly by Stripe and are not stored by ZOE Connect.
ZOE Connect security
Self-describedOur security page describes current controls. It is not an independent certification or audit.
Statuses are maintained by ZOE Connect. Items marked ‘Working toward’ are in progress and are not certifications.